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St. Louis workers' compensation Lawyers

Top workers' comp attorneys in St. Louis

We are powerful workers’ compensation attorneys who work quickly to get those injured on the job the compensation they deserve

Why you need an experienced workers’ comp lawyer to handle your case

The answer is simple. The insurance company does not care about you. The adjuster may seem nice, but is only concerned about minimizing the cost of your claim. After your case is over, do you think the adjuster will ever call you just to see how you are feeling? Of course not! When your case is over, the insurance is going to close its file and forget about you.

Many of our clients hire us because the employer and insurance company refuse to send them to an appropriate doctor. In the real world, when a person seriously injures his or her neck, back, shoulders or knees, a specialist is required. However, many insurance companies are reluctant to send injured workers to orthopedic surgeons and neurosurgeons because it is much cheaper to send them to urgent care centers and “occupational medicine” facilities such as Concentra.

But here is the truth. If your boss had a torn ACL in his knee or a ruptured disc in his back, do you think he would rely on an urgent care facility for his treatment? If the adjuster had a torn rotator cuff in her shoulder, do you think she would trust an “occupational medicine” such as Concentra to make it right? Of course they wouldn’t! They would make immediate appointments to see board certified specialists!

What should I do if I have been injured on the job?

Report your injury immediately

It is essential that you immediately report your injury to your employer or supervisor. Failure to report your injury to your employer within 30 days may jeopardize your ability to receive workers’ compensation benefits.

If your employer is unwilling or unable to provide you with a form for you to complete, take a piece a paper and write everything out yourself. Your written notice must state the date, time and place of the injury, the nature of the injury and the name and address of the person you delivered it to.

If you hand-deliver your notice, keep a record of the date and time of the delivery along with the full name and title of the person you delivered it to. After reporting your injury, your employer should arrange for the necessary medical treatment and the filing of the reports with the Division.

Get medical care

Your employer [or its insurance company] is required to provide medical treatment and care to cure and relieve you from the effects of the injury. This includes all costs for authorized medical treatment, prescriptions, and medical devices. There is no deductible and all costs are paid by the employer or its workers’ compensation insurance company. However, you have the right to select your own treating physician at your own expense.

Aggressive workers’ compensation lawyers who get you the following benefits:

Payment for lost wages

Your employer [or its insurance company] is required to provide medical treatment and care to cure and relieve you from the effects of the injury. This includes all costs for authorized medical treatment, prescriptions, and medical devices. There is no deductible and all costs are paid by the employer or its workers’ compensation insurance company. However, you have the right to select your own treating physician at your own expense.

Workers’ comp disability payments

Permanent partial disability means that your work injury affects your ability to do certain jobs or work tasks but you are still able to work in some capacity (not necessarily the job you had at the time of your injury).

Permanent total disability means that you are no longer able to work at any job. If your last work-related injury alone causes your permanent total disability, you may be entitled to weekly payments for life from your employer and its insurer, or you may want to negotiate a lump-sum settlement instead of the weekly lifetime payment. If your last work-related injury combined with prior disabilities causes your permanent total disability, your employer and its insurer may only be responsible for permanent partial disability and you will have to file a “claim for compensation” against the Second Injury Fund to receive any permanent total disability payments.

Temporary partial disability payments

These benefits are generally paid weekly and should be 66 2/3% of the difference between the average earnings prior to the accident and the amount which the employee, in exercise of reasonable diligence, will be able to earn during the period of disability, subject to the maximum TTD rate.

Workers’ compensation benefit payments

Workers’ compensation benefits are not paid for the first three business days or less of disability if you are unable to work (this is called a waiting period). If you are unable to work for more than 14 days the “three-day waiting period” will be paid. Disability payments and medical bills are paid by your employer’s workers’ compensation insurance company. If a medical bill is not paid or you do not receive a disability check in a timely manner, contact your employer or insurer. Workers’ compensation payments are tax free.

Temporary total disability payments

The benefits provided for temporary total disability are calculated at 66 2/3% of the injured worker’s average weekly wage, not to exceed a maximum amount set by the law. The average weekly wage is based on your gross wages (your pay before taxes and other deductions).

Payment partial disability

The benefits provided for permanent partial disability are calculated at 66 2/3% of the employee’s average weekly earnings as of the date of the injury, not to exceed a maximum amount set by the law. However, if you suffer from a permanent partial disability, you may receive a lump-sum payment based upon the nature and extent of the disability.

Permanent total disability

If you are permanently and totally disabled, you may receive weekly payments for your lifetime, or you may negotiate a lump-sum settlement. The amount of the weekly payment is based upon 66 2/3% of your average weekly earnings at the time of the injury, not to exceed a maximum amount set by law (this maximum amount is much higher than the maximum amount for permanent partial disability).

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