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  • The Average Workers’ Comp Payout Based on Cause & Injury Type in 2025

    The Average Workers’ Comp Payout Based on Cause & Injury Type in 2025

    May 14, 2025 | Compensation, Personal Injury, Workers Compensation

    Average worker’s compensation payouts in 2025

    Workplace injuries are an unfortunately common part of life in some cases. While most injuries that occur on the job could have been avoided in some way or another.

    According to the Operational Health and Safety Administration (OSHA), there were 2.8 million non-fatal workplace injuries in 2022. This is a 7.5 increase from 2021. Of those injuries in 2022, OSHA states that 5,486 were fatal – a 5.7 increase from 2021.

    Accidents and negligence are everyday occurrences, and when we suffer from injuries sustained while working, it is vital we receive the compensation we deserve. After all, that is why we have workers’ compensation insurance, isn’t it?

    We have compiled data for the data using the most recent years available to give an overview of the types of injuries

    What is the average workers’ compensation payout?

    According to research conducted by the National Safety Council, the average workers’ comp payout for all injuries and illnesses was $41,757 in 2020-2021 (their most recent data). As you will see in the graphs presented below, the average payout varies heavily depending on the type of injury or illness sustained.

    Average workers’ compensation costs based on the type of injury

    Based on data collected by the National Safety Council‘s most recent findings, the highest workers’ compensation payouts based on the type of injury include:

    workers compensation payouts by type of injury sustained

    Cause of InjuryInjury CompensationPayment for Lost Wages
    Amputation$89,743$36,290
    Other Trauma$33,086$29,958
    Fracture/crush/dislocation$36,884$25,356
    Burn$38,392$13,830
    Infection/inflammation$18,710$20,346
    Sprain/strain$16,217$18,076
    Carpal tunnel$15,919$18,136
    Contusion/concussion$17,810$15,887
    Lacerate/puncture/rupture$18,817$14,329
    Occ. disease/cumulative injury$7,661$9,102

    The costs include medical expenses and other workers’ compensation pay

    • Amputations – $126,000 
    • Other Trauma: – $63,000
    • Fractured bones and dislocated joints – $62,000
    • Burn injuries – $52,000
    • Infections – $39,000
    • Sprained muscles – $34,000
    • Carpal tunnel – $33,000 
    • Concussions – $33,000

    Unsurprisingly, on average, amputations have the highest workers’ compensation payouts. Workplace injuries resulting in amputation have an average workers’ comp payout of around $126,000. Bone fractures and joint dislocation have the second-highest average workman’s comp payout of just over $63,000.

    Obviously, the severity of the injury and the body part that is injured also play a significant role in the compensation that is awarded. Injuries to the head or chest will almost always result in a higher payout than those to an arm or a leg.

    Related: The average personal injury settlement for common injuries

    Average workers’ comp based on the cause of the injury or illness

    Knowing the type of compensation you can expect based on the type of injury you sustained can be a very helpful tool when planning your finances after you have been injured at work. Another piece of data we think you should keep in mind is the average compensation based on the cause of the accident.

    This can not only help you when choosing an occupation but also after an accident when calculating the workman’s comp benefits you are receiving versus what the average payout in the United States is.

    What is the average workers' compensation based on the cause of the accident

    Cause of InjuryInjury CompensationPayment for Lost Wages
    Motor vehicle$49,395$39,757
    Burn$34,674$17,487
    Fall/slip$27,688$22,283
    Caught$27,587$19,489
    Struck by$21,634$18,470
    Strain$17,386$18,814
    Cumulative injuries$15,148$18,761
    Striking against$16,211$14,939
    Misc. cause$12,058$12,467
    Cut/punch/scrape$14,110$10,140

    A breakdown of the 5 highest average workers’ comp payouts by the cause of the accident

    • Motor vehicle/car accident – $89,000
    • Fire/burns – $53,000
    • Slip or fall – $49,000
    • Getting caught in something – $46,000
    • Being struck by something – $40,000

    Car accidents are responsible for the highest amount of workers’ compensation payouts with an average sum of over $89,000. This may be surprising to some due to the average car accident being simple fender benders, but when you take into account the extreme nature of collisions that involve truck accidents or other commercial vehicles, it makes sense that that number is nearly double the next highest cause.

    Related: Answers to Help You Understand Workers’ Compensation in Missouri

    Getting help from a workers’ compensation attorney

    It’s a world of danger out there. You may be familiar with popular workplace injuries such as slips, trips, and falls. But there are other types of injuries you might not know about that happen in the workplace every day. Each injury is unique and there is no exact answer when it comes to how much compensation will be rewarded. Our attorneys have experience handling a wide range of cases and even specialize in things like workers’ comp for police officers and firefighters in St. Louis, Missouri.

    It is important to know the importance of speaking with a personal injury attorney if you have been injured on the job; even if you have (or will) receive workers’ compensation.

    A workers’ compensation attorney will be able to examine your insurance, injuries, and payout to determine whether or not you may be entitled to additional compensation.

    Like car, home, and all other types of insurance agents, workers’ comp insurance agents will do everything in their power to minimize their payout. If you have been injured or have become ill due to a workplace incident, we recommend speaking with a local workers’ comp attorney to discuss your case.

    If you are in St. Louis, Missouri or the surrounding areas, feel free to contact Ortwerth Law today.

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    7 years ago

    Having Craig work on my case from beginning to end was the best decision I'd ever made! My case went on for 3 1/2 years and during that time i never had to worry about "bothering him or his staff with questions, or their patience in explaining what was going on or what I needed to do. They kept me and everyone involved informed and things went along smoothly! I hope to never have a case like this again, but if I do, there is absolutely NO doubt in my mind as to where I'd go and who I'd have to handle my case!! I highly recommend anyone to at least sit down for a consult. YOU WILL NOT BE DISAPPOINTED!! Great Job Craig (& Marcie!!)

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    10 years ago

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