Amazon Delivery Driver Workers’ Comp Claims in Missouri

Amazon deliveries in Missouri are often handled by a patchwork of Amazon employees, Delivery Service Partners (DSPs), and independent contractors, and that structure affects how an injured driver gets benefits after being hurt on the job.

Unlike a typical car accident claim, most on‑the‑job injuries for employees go through the workers’ compensation system rather than a lawsuit against the employer.​

When an Amazon driver has a workers’ comp claim

If the driver is classified as an employee of Amazon or one of its contracted DSPs, they are generally covered by that employer’s workers’ compensation policy for injuries that occur in the course and scope of their delivery work.

Workers’ comp is a no‑fault system, which means the driver does not have to prove that Amazon or the DSP did anything wrong to obtain benefits for medical treatment and a portion of lost wages.​

Benefits you may be eligible to receive

Workers’ compensation benefits usually include payment of reasonable medical bills, mileage to medical appointments, partial wage replacement (often around two‑thirds of the worker’s average wage up to a statutory maximum), and disability benefits if the injury causes lasting limitations.

In exchange, the employee generally cannot sue the employer for pain and suffering, although in some cases a separate claim against a third party remains possible.​

When a personal injury claim is possible instead

If an Amazon driver is an independent contractor, workers’ comp may not be available, and the injury claim could proceed like any other personal injury case against whoever caused the accident.

Even when the driver is covered by workers’ comp, a separate third‑party claim may be appropriate against another at‑fault driver, a property owner who created a dangerous condition on a delivery route, or a manufacturer of a defective vehicle or package‑handling equipment.​

A Missouri injury lawyer can review how Amazon or the DSP classified the driver, examine contracts and 1099s, and determine whether the worker has been misclassified to avoid providing benefits. Gateway Injury Law handles both workers’ compensation claims and personal injury cases, which allows injured Amazon drivers to explore all avenues of recovery, from weekly checks to lump‑sum settlements and third‑party lawsuits.​

Related: When Companies can be Held Liable for Delivery Driver Accidents

Amazon Delivery Driver Workers’ Comp Claims in Missouri FAQs

Q: Am I covered by workers’ comp if I drive for Amazon in Missouri?

It depends on whether you are classified as an employee of Amazon or a Delivery Service Partner versus a true independent contractor. Employees are typically covered; independent contractors often are not.

Q: What benefits can I receive through workers’ compensation as an Amazon delivery driver?

Workers’ comp can provide payment of reasonable medical treatment, a percentage of lost wages while you are off work, and disability benefits if your injury causes long‑term limitations.

Q: Can I sue Amazon if I am hurt while delivering packages?

If you are a covered employee, your main remedy against your employer is usually workers’ compensation. However, you may still be able to sue third parties, like another driver who hit you or a property owner who created a hazard.

Q: What if Amazon or the DSP says I am an independent contractor but treats me like an employee?

Misclassification is common. A lawyer can review your work conditions, schedule control, and documentation to determine whether you should have been treated as an employee eligible for workers’ comp benefits.

Q: Do I have a claim if I was injured lifting packages, not in a vehicle crash?

Yes, work‑related injuries like lifting, slips and falls, or repetitive‑stress injuries can still qualify for workers’ compensation as long as they occurred in the course and scope of your delivery work.

Q: How long do I have to report an injury to preserve a workers’ comp claim?

You should report the injury to your employer as soon as possible; waiting can jeopardize your claim. There are also deadlines for formally filing a workers’ compensation claim if your case is disputed.