Missouri Personal Injury Lawyers
Have you or a loved one recently been injured in an automobile crash, by a defective consumer product, a dangerous prescription drug, nursing home abuse, or exposure to harmful chemicals?
You will hear many versions of the story about what rights and help you can expect. You may even encounter a party that won't admit to any fault in the injury. Or you may just be looking for more information about what rights you may have in your situation.
For information and guidance about personal injury lawsuits, call the experts at McChesney & Ortwerth.
Experienced attorneys in Saint Louis
McChesney & Ortwerth has earned an A.V. Peer Review Rating from Martindale-Hubbell, which is the highest rating a law firm can achieve and shows that McChesney & Ortwerth "has reached the height of professional excellence, skill and integrity".
There are three possible ways to handle a personal injury case. You can handle it yourself and deal directly with the insurance company, you can hire a personal injury attorney to negotiate a personal injury settlement with the insurance company, or you can hire a law firm to go ahead with personal injury litigation.
Handling your Personal Injury Lawsuit
Sometimes settlements offered by an insurance company are not adequate; in this case, you can take the case to the courts in a lawsuit. Personal injury verdicts are determined by the documentation (evidence about the injury), statements, and knowledge of the costs associated with your injuries, including possible loss of future income.
Another factor is the overall experience and negotiating skill of the person handling the accident lawsuit. McChesney & Ortwerth lawyers have the solid credentials to provide excellent representation on any personal injury case to get you the maximum settlement or verdict possible so that you can get on with your life.
Dealing with Insurance Companies for Personal Injuries
When working with an insurance company on a personal injury claim, if you don't know how to estimate what amount of money to ask for, the insurance company's claims adjuster may offer you settlements that are too low for your needs. The settlement would hinge on knowing the insurance company's liability limits, other sources of insurance, and the insurance company's usual settlement amounts.
If you choose to deal with an insurance company directly about your personal injury claim, learn all you can ahead of time about your type of injury and keep good documentation about what happened. Because insurance company claims adjusters have their own legal representation, you may want to level the playing field by getting help from an experienced personal injury law firm such as McChesney & Ortwerth.
What falls under Tort Law?
Tort Law is the reference used for the body of laws that addresses and provides remedies for civil wrongs in which one person may be held liable for another's injury and defines the circumstances which constitute a legal injury. It covers intentional acts and accidents.
Tort laws cover a private or civil wrong or injury (other than breaking a contract) which can lead to a lawsuit for damages. A lawsuit for personal injury law, which is a type of tort law, has four parts:
- A person has some kind of specific duty to others
- This person has failed to honor their duty (negligence)
- This failure to honor the duty must have caused damages to another person
- Damages to the person must be provable
Usually, all four of these conditions must be proven for the case to result in a verdict for the plaintiff.